Calculator
Term loans
Monthly repayments, total interest and a year-by-year schedule.
Calculator
Asset finance
Hire purchase or lease cost, with deposit and balloon.
Calculator
Invoice finance
The cash an invoice facility could release, and its fees.
Before you raise debt
Be clear on purpose. Working capital, an asset, growth or an acquisition each suit a different structure.
Know your numbers. Lenders look at cash flow, serviceability, security, trading history and management.
Compare total cost, not the headline rate. Include arrangement, monitoring and exit fees.
Read the terms. Covenants, personal guarantees and security matter as much as price.
Not financial adviceRaiseDebt is general, educational information only. It is not regulated financial advice, a recommendation or an offer of credit. Calculator results are illustrative estimates, not quotes. Speak to a qualified, FCA-authorised adviser or broker, and your accountant, before making borrowing decisions.
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